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Stephen N. Maus, CLU^®, MSFS, CAP^®, Richard C. Maus, LUTCF^®, CAP^®, Ty Montague, Thomas Matthew Davis, Lexie Spalding and Connor Nutt are agents licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Texas, Arizona, Colorado, Idaho, and Kansas. No insurance business may be conducted outside these states referenced.

Stephen N. Maus, CLU^®, MSFS, CAP^®, Richard C. Maus, LUTCF^®, CAP^®, Thomas Matthew Davis, Lexie Spalding and Connor Nutt are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states Texas, Arizona, Colorado, and Idaho. No offers may be made or accepted from any resident outside the specific states referenced.

Richard C. Maus, LUTCF^®, CAP^®, Thomas Matthew Davis and Connor Nutt are also separately registered as an investment adviser representatives ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of Texas. As such, these services are strictly intended for individuals residing in Texas.

Maus and Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Maus and Associates and its employees nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.